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- Although medical records are not
considered public information, they are far from being inaccessible.
In the first place, a vast registry
of medical-record information on tens of millions of Americans and Canadians,
called the Medical Information Bureau (MIB), is available to most insurance
companies. Insurance applicants with serious medical conditions, as well as
those known to indulge in dangerous hobbies (e.g., skydiving), are almost
sure to have records in the MIB. These records are obtained from insurance
applications and physical exams. Click here
to be taken to MIB's site where, for a modest fee, you can request a copy
of your MIB report, if any exists.
But it's not only insurance company
consortiums like MIB that have access to medical records. They're also available
to pharmacists, medical records personnel, lab personnel, insurance-company
personnel, and many others (in addition, of course, to physicians). However,
none of these sources is likely to breach the confidentiality of medical records,
even if you (unwisely) ask them to.
- You may, however, learn a good
deal about your subject's medical history through public information sources,
such as:
- Civil
records. Particularly useful, if they exist for your subject, are lawsuits,
product liability suits, personal injury suits, and malpractice suits.
- Workers'
Compensation Records. The availability of these records to the public
varies from state to state.
- Motor Vehicle
Records. DMV records may list physical impairments, DUI tickets, and
injuries suffered as a result of driving accidents.
- News
databases. Particularly if your subject is a celebrity, articles describing
health problems or accidents may turn up in the news.
- Interviews
and Surveillance. A private investigator can interview neighbors, business
associates, etc. to uncover medical information; or he can conduct surveillance
of the individual which may provide clues to his or her health condition.
"Dumpster diving" is yet another trick used by some PI's; it involves surreptitiously
rummaging through the subject's trash once it's been deposited at the curb,
looking for clues like insurance claim forms, etc. This is a surprisingly
common practice -- and legal since once trash is dropped at curbside, it
becomes public property. (If you have info about yourself you want kept
confidential, shred or burn any pertinent documents -- e.g., credit card
receipts, telephone bills, etc. -- before tossing them in the trash!)
- In most states, companies with
more than 15 employees are legally permitted to review the medical histories
of job candidates to whom they have made conditional employment offers.
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